[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.rabr.cz\/americka-hypoteka-bez-dolozeni-prijmu-a-bez-registru\/#Article","mainEntityOfPage":"https:\/\/www.rabr.cz\/americka-hypoteka-bez-dolozeni-prijmu-a-bez-registru\/","headline":"Americk\u00e1 hypot\u00e9ka bez dolo\u017een\u00ed p\u0159\u00edjm\u016f a bez registr\u016f","name":"Americk\u00e1 hypot\u00e9ka bez dolo\u017een\u00ed p\u0159\u00edjm\u016f a bez registr\u016f","description":"Kr\u00e1sn\u00fd n\u00e1zev, kter\u00fd ka\u017ed\u00fd den hled\u00e1 tis\u00edc lid\u00ed. Co tedy tito lid\u00e9 vlastn\u011b hledaj\u00ed? –Lid\u00e9 \u010dasto hledaj\u00ed americkou hypot\u00e9ku \u010dili typ \u00fav\u011bru, u kter\u00e9ho budou…","datePublished":"2019-09-15","dateModified":"2019-09-15","author":{"@type":"Person","@id":"https:\/\/www.rabr.cz\/author\/#Person","name":"","url":"https:\/\/www.rabr.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/01173f1da90dde8adb887d6793fa4e42c4004e53f8d645d9b1cb57c2dee8e188?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/01173f1da90dde8adb887d6793fa4e42c4004e53f8d645d9b1cb57c2dee8e188?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"rabr.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.rabr.cz\/wp-content\/uploads\/img_a343691_w1705_t1556875536.jpg","url":"https:\/\/www.rabr.cz\/wp-content\/uploads\/img_a343691_w1705_t1556875536.jpg","height":0,"width":0},"url":"https:\/\/www.rabr.cz\/americka-hypoteka-bez-dolozeni-prijmu-a-bez-registru\/","wordCount":491,"articleBody":"      Kr\u00e1sn\u00fd n\u00e1zev, kter\u00fd ka\u017ed\u00fd den hled\u00e1 tis\u00edc lid\u00ed. Co tedy tito lid\u00e9 vlastn\u011b hledaj\u00ed? –Lid\u00e9 \u010dasto hledaj\u00ed americkou hypot\u00e9ku \u010dili typ \u00fav\u011bru, u kter\u00e9ho budou moct ru\u010dit nemovitost\u00ed. N\u00e1zev americk\u00e1 pak zna\u010d\u00ed, \u017ee pen\u00edze mohou klienti vyu\u017e\u00edt jak\u00fdmkoliv zp\u016fsobem. Tento pojem je ji\u017e v dne\u0161n\u00ed dob\u011b hodn\u011b roz\u0161\u00ed\u0159en, tak\u017ee je zn\u00e1m\u00fd nejenom u n\u00e1s, ale po cel\u00e9m sv\u011bt\u011b. Velice obl\u00edben\u00e9 jsou americk\u00e9 hypot\u00e9ky pr\u00e1v\u011b v USA. Co dal\u0161\u00edho zna\u010d\u00ed tento n\u00e1zev? Pokud jste hledali v n\u00e1zvu je\u0161t\u011b bez dolo\u017een\u00ed p\u0159\u00edjm\u016f nebo bez registr\u016f, hned si \u0159ekneme, co by to mohlo znamenat. Velice \u010dasto se st\u00e1le je\u0161t\u011b setk\u00e1v\u00e1me s p\u0159\u00edpady, kdy si lid\u00e9 mysl\u00ed, \u017ee se m\u016f\u017ee jednat o p\u016fj\u010dku nebo v tomto p\u0159\u00edpad\u011b o \u00fav\u011br, u kter\u00e9ho nebudou muset dokl\u00e1dat sv\u00e9 p\u0159\u00edjmy. Pokud jde o spot\u0159ebitelsk\u00e9 \u00fav\u011bry, tak sv\u00e9 p\u0159\u00edjmy mus\u00edte prok\u00e1zat a tak\u00e9 sv\u00e9 v\u00fddaje a tyto \u00fav\u011bry se naz\u00fdvaj\u00ed nebankovn\u00ed hypot\u00e9ky. Pokud se bude jednat o podnikatele, tak tento n\u00e1zev znamen\u00e1 m\u00edrn\u011bj\u0161\u00ed pravidla, tak\u017ee nemus\u00edte prokazovat sv\u00e9 p\u0159\u00edjmy a m\u016f\u017eete m\u00edt dokonce i n\u00edzk\u00e9 da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed a st\u00e1le se to toleruje. Pod pojmem bez registr\u016f se op\u011bt nenach\u00e1z\u00ed \u00fav\u011br, u kter\u00e9ho bychom se ned\u00edvali do registru. Do t\u011bchto seznam\u016f se toti\u017e nahl\u00ed\u017e\u00ed, ale z\u00e1znamy se v na\u0161em p\u0159\u00edpad\u011b toleruj\u00ed. Je to zcela odli\u0161n\u00fd p\u0159\u00edstup, ne\u017e se kter\u00fdm byste se setkali nap\u0159\u00edklad u banky. Tam byste toti\u017e se z\u00e1znamem nedostali \u017e\u00e1dnou p\u016fj\u010dku ani \u00fav\u011br. Jak se to li\u0161\u00ed od skute\u010dnosti? –Ve skute\u010dnosti se pod t\u00edmto n\u00e1zvem \u010dasto nenach\u00e1z\u00ed oby\u010dejn\u00fd spot\u0159ebitelsk\u00fd \u00fav\u011br pro b\u011b\u017en\u00e9 ob\u010dany, ale pr\u00e1v\u011b podnikatelsk\u00fd. Pen\u00edze sice m\u016f\u017eete pou\u017e\u00edt jak\u00fdmkoliv zp\u016fsobem, ale v podnik\u00e1n\u00ed. Registry se proj\u00ed\u017ed\u011bj\u00ed, ale z\u00e1znamy se toleruj\u00ed. P\u0159\u00edjmy se v p\u0159\u00edpad\u011b podnikatel\u016f dokl\u00e1dat nemus\u00ed. Je zde velk\u00e1 tolerance i n\u00edzk\u00e9ho da\u0148ov\u00e9ho p\u0159izn\u00e1n\u00ed. Co znamen\u00e1 tento v\u00fdraz u n\u00e1s? – Pod t\u00edmto n\u00e1zvem se u n\u00e1s skr\u00fdv\u00e1 podnikatelsk\u00fd \u00fav\u011br https:\/\/www.ferovahypoteka.cz\/americka-nebankovni-hypoteka\/. Pokud v\u00e1s banka odm\u00edtla, najdeme pro v\u00e1s \u0159e\u0161en\u00ed. Zajist\u00edme velice v\u00fdhodn\u00e9 podm\u00ednky. N\u00edzk\u00e9 spl\u00e1tky podobn\u00e9 t\u011bm v b\u011b\u017en\u00e9 bance.   Doba splatnosti a\u017e 30 let.   \u017d\u00e1dn\u00e9 dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f.   \u00darokov\u00e1 sazba ji\u017e od 6,9 % p.a. v p\u0159\u00edpad\u011b z\u00e1znamu. Pro klienty bez z\u00e1znamu m\u00e1me p\u0159ipravenou velice v\u00fdhodnou \u00farokovou sazbu ji\u017e od 3 % p.a. Pen\u00edze do 24 hodin od podpisu.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Americk\u00e1 hypot\u00e9ka bez dolo\u017een\u00ed p\u0159\u00edjm\u016f a bez registr\u016f","item":"https:\/\/www.rabr.cz\/americka-hypoteka-bez-dolozeni-prijmu-a-bez-registru\/#breadcrumbitem"}]}]