[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.rabr.cz\/dluhy-je-potreba-splacet\/#Article","mainEntityOfPage":"https:\/\/www.rabr.cz\/dluhy-je-potreba-splacet\/","headline":"Dluhy je pot\u0159eba spl\u00e1cet","name":"Dluhy je pot\u0159eba spl\u00e1cet","description":"N\u011bkte\u0159\u00ed lid\u00e9 nakupuj\u00ed na spl\u00e1tky v\u0161echno. Koup\u00ed si spot\u0159ebn\u00ed zbo\u017e\u00ed nebo dovolenou. Roste po\u010det lid\u00ed, kte\u0159\u00ed si na spl\u00e1tky kupuj\u00ed i naprost\u00e9 a ned\u016fle\u017eit\u00e9 v\u011bci,…","datePublished":"2025-09-06","dateModified":"2025-09-06","author":{"@type":"Person","@id":"https:\/\/www.rabr.cz\/author\/#Person","name":"","url":"https:\/\/www.rabr.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/01173f1da90dde8adb887d6793fa4e42c4004e53f8d645d9b1cb57c2dee8e188?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/01173f1da90dde8adb887d6793fa4e42c4004e53f8d645d9b1cb57c2dee8e188?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"rabr.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.rabr.cz\/wp-content\/uploads\/pexels-ron-lach-9870227.jpg","url":"https:\/\/www.rabr.cz\/wp-content\/uploads\/pexels-ron-lach-9870227.jpg","height":0,"width":0},"url":"https:\/\/www.rabr.cz\/dluhy-je-potreba-splacet\/","about":["Internet"],"wordCount":402,"articleBody":"         N\u011bkte\u0159\u00ed lid\u00e9 nakupuj\u00ed na spl\u00e1tky v\u0161echno. Koup\u00ed si spot\u0159ebn\u00ed zbo\u017e\u00ed nebo dovolenou. Roste po\u010det lid\u00ed, kte\u0159\u00ed si na spl\u00e1tky kupuj\u00ed i naprost\u00e9 a ned\u016fle\u017eit\u00e9 v\u011bci, jako jsou drah\u00e9 telefony nebo zna\u010dkov\u00e9 oble\u010den\u00ed. U bankovn\u00ed p\u016fj\u010dky jsou p\u0159\u00edsn\u011bj\u0161\u00ed pravidla, nicm\u00e9n\u011b, pokud prok\u00e1\u017eete, \u017ee m\u00e1te dostate\u010dn\u011b p\u0159\u00edjmy a jste schopn\u00ed svoje z\u00e1vazky spl\u00e1cet, p\u016fj\u010dku dostanete. Hor\u0161\u00ed jsou nebankovn\u00ed spole\u010dnosti, kter\u00e9 v\u00e1m po\u0161lou pen\u00edze bez jak\u00e9hokoliv dolo\u017een\u00ed p\u0159\u00edjm\u016f b\u011bhem p\u00e1r minut. Takov\u00e9 p\u016fj\u010dky ale m\u00edvaj\u00ed vysok\u00e9 \u00faroky. Samostatnou kapitolou jsou lid\u00e9, kte\u0159\u00ed si p\u016fj\u010duj\u00ed na dal\u0161\u00ed \u00fatratu, ani\u017e by m\u011bli splacen\u00e9 p\u0159edchoz\u00ed \u00fav\u011bry.Takov\u00e9 sm\u00fd\u0161len\u00ed a chov\u00e1n\u00ed je p\u0159\u00edmou j\u00edzdenkou do stanice zvan\u00e9 exekuce. Se v\u0161emi \u00fav\u011bry a p\u016fj\u010dkami je nutn\u00e9 zach\u00e1zet opatrn\u011b. Ka\u017ed\u00fd v\u011b\u0159itel chce, aby mu dlu\u017en\u00edk splatil cel\u00fd dluh. Pokud k tomu nedojde a dlu\u017en\u00ed p\u0159estane svoje z\u00e1vazky spl\u00e1cet v\u010das a ani v\u011b\u0159itele nekontaktuje, m\u00e1 v\u011b\u0159itel Hypotekybezregistru pr\u00e1vo na \u0159e\u0161en\u00ed situace p\u0159ed soudem. Na z\u00e1klad\u011b podklad\u016f m\u016f\u017ee \u017e\u00e1dat soud o vyd\u00e1n\u00ed platebn\u00edho rozkazu, kdy je po jeho schv\u00e1len\u00ed soudem dlu\u017en\u00edk povinen uhradit celou zb\u00fdvaj\u00edc\u00ed dlu\u017enou \u010d\u00e1stku najednou. Lze proti tomu podat odpor a v takov\u00e9m p\u0159\u00edpad\u011b dojde ke klasick\u00e9mu soudn\u00edmu \u0159\u00edzen\u00ed, jeho\u017e n\u00e1klady bude dlu\u017en\u00edk samoz\u0159ejm\u011b platit. Vyhnout se dluh\u016fm nelze nijak. Pokud si pot\u0159ebujete p\u016fj\u010dit pen\u00edze t\u0159eba na nov\u00fd spot\u0159ebi\u010d nebo na vybaven\u00ed bytu, m\u016f\u017eete samoz\u0159ejm\u011b vyu\u017e\u00edt r\u016fzn\u00e9 spot\u0159ebitelsk\u00e9 \u00fav\u011bry. Je to b\u011b\u017en\u00e1 v\u011bc, nicm\u00e9n\u011b je skute\u010dn\u011b nutn\u00e9 s \u00fav\u011bry zach\u00e1zet opatrn\u011b. Nenechte se zl\u00e1kat l\u00e1kav\u00fdmi slogany spole\u010dnost\u00ed, kter\u00e9 v\u00e1m slibuj\u00ed \u00fa\u017easn\u00e9 podm\u00ednky. V\u011bt\u0161inou zjist\u00edte, \u017ee jste podepsali smlouvu, kter\u00e1 je v\u00fdhodn\u00e1 jen pro poskytovatele \u00fav\u011bru, ale nikoliv pro v\u00e1s. Pokud je to jen trochu mo\u017en\u00e9, rad\u011bji si na spot\u0159ebn\u00ed zbo\u017e\u00ed zkuste na\u0161et\u0159it, i kdy\u017e si vysn\u011bnou v\u011bc budete moct koupit a\u017e za n\u011bkolik m\u011bs\u00edc\u016f, nebo dokonce let.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Dluhy je pot\u0159eba spl\u00e1cet","item":"https:\/\/www.rabr.cz\/dluhy-je-potreba-splacet\/#breadcrumbitem"}]}]