[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.rabr.cz\/porizeni-noveho-auta\/#Article","mainEntityOfPage":"https:\/\/www.rabr.cz\/porizeni-noveho-auta\/","headline":"Po\u0159\u00edzen\u00ed nov\u00e9ho auta","name":"Po\u0159\u00edzen\u00ed nov\u00e9ho auta","description":"Poj\u010fme si proj\u00edt n\u011bkolik z\u00a0n\u00e1sleduj\u00edc\u00edch mo\u017enost\u00ed: P\u016fj\u010dky 1.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Leasing 2.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Bez\u00fa\u010delov\u00e1 p\u016fj\u010dka\u00a8 3.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \u00da\u010delov\u00e1 p\u016fj\u010dka 4.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 N\u00e1kup na spl\u00e1tky 5.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Nebankovn\u00ed p\u016fj\u010dka Leasing U toho…","datePublished":"2026-05-10","dateModified":"2026-05-10","author":{"@type":"Person","@id":"https:\/\/www.rabr.cz\/author\/#Person","name":"","url":"https:\/\/www.rabr.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/01173f1da90dde8adb887d6793fa4e42c4004e53f8d645d9b1cb57c2dee8e188?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/01173f1da90dde8adb887d6793fa4e42c4004e53f8d645d9b1cb57c2dee8e188?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"rabr.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.rabr.cz\/wp-content\/uploads\/img_a335066_w2734_t1548484661.png","url":"https:\/\/www.rabr.cz\/wp-content\/uploads\/img_a335066_w2734_t1548484661.png","height":0,"width":0},"url":"https:\/\/www.rabr.cz\/porizeni-noveho-auta\/","wordCount":475,"articleBody":"Poj\u010fme si proj\u00edt n\u011bkolik z\u00a0n\u00e1sleduj\u00edc\u00edch mo\u017enost\u00ed:\tP\u016fj\u010dky1.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Leasing2.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Bez\u00fa\u010delov\u00e1 p\u016fj\u010dka\u00a83.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \u00da\u010delov\u00e1 p\u016fj\u010dka4.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 N\u00e1kup na spl\u00e1tky5.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Nebankovn\u00ed p\u016fj\u010dka\tLeasingU toho druhu financov\u00e1n\u00ed vozidla, mus\u00edte po\u010d\u00edtat s\u00a0t\u00edm, \u017ee dokud vozidlo nesplat\u00edte st\u00e1le jste jen n\u00e1jemcem a vlastn\u00edkem je leasingov\u00e1 spole\u010dnost. D\u00e1le jsou u tohoto druhy smlouvy dal\u0161\u00edch spoustu podm\u00ednek jako kolik mus\u00edte najezdit za dobu, ne\u017e auto splat\u00edte km, \u017ee nesm\u00edte nikomu jin\u00e9mu auto p\u016fj\u010dit. \u00darokov\u00e1 sazba se pohybuje r\u016fzn\u011b, to u\u017e z\u00e1le\u017e\u00ed na spole\u010dnosti, u kter\u00e9ho si tuto slu\u017ebu vy\u0159\u00edd\u00edte.\tBez\u00fa\u010delov\u00e1 p\u016fj\u010dkaV\u00a0tomto p\u0159\u00edpad\u011b si p\u0159edem ur\u010d\u00edte, jakou \u010d\u00e1stku jste ochotn\u00ed za nov\u00fd v\u016fz d\u00e1t a prost\u011b si p\u016fj\u010d\u00edte u jak\u00e9koliv banky. Je dobr\u00e9 si p\u0159edem naj\u00edt banku s\u00a0co nejv\u00fdhodn\u011bj\u0161\u00edm \u00farokem. Nemus\u00edte dokl\u00e1dat \u017e\u00e1dn\u00e9 pap\u00edry o tom na co jste pen\u00edze pou\u017eili.\t\u00da\u010delov\u00e1 p\u016fj\u010dkaU\u017e z\u00a0n\u00e1zvu je jasn\u00e9, \u017ee v\u00a0bance \u0159eknete, k\u00a0jak\u00e9mu \u00fa\u010delu chcete finance vyu\u017e\u00edt, a to je pak pot\u0159eba dolo\u017eit pot\u0159ebn\u00fdmi pap\u00edry. Oproti bez\u00fa\u010delov\u00e9 p\u016fj\u010dce jsou zde v\u00fdhodn\u011bj\u0161\u00ed spl\u00e1tky.\tN\u00e1kup na spl\u00e1tkyZde z\u00e1le\u017e\u00ed na tom, kde si vozidlo kupujete. Ka\u017ed\u00e1 prodejna to m\u00e1 jinak \u0159e\u0161en\u00e9. N\u011bkde spl\u00e1c\u00edte opravdu p\u0159\u00edmo prodejci, jin\u00fd m\u00e1 stejn\u011b sjednan\u00e9 smlouvy s\u00a0r\u016fzn\u00fdmi bankami a od toho se zase odv\u00edj\u00ed v\u00fd\u0161e spl\u00e1tek a samoz\u0159ejm\u011b i \u00faroku.\tNebankovn\u00ed p\u016fj\u010dkaTv\u00e1\u0159\u00ed se v\u011bt\u0161inou jako nejlep\u0161\u00ed a nejv\u00fdhodn\u011bj\u0161\u00ed. Opak v\u0161ak b\u00fdv\u00e1 pravdou. Od nebankovn\u00edch spole\u010dnost\u00ed je nejlep\u0161\u00ed si nikdy nep\u016fj\u010dovat. Nikdo z\u00a0n\u00e1s toti\u017e ne\u010dte p\u00edsmenka pod \u010darou, kter\u00e1 bez lupy nep\u0159e\u010dteme, a to b\u00fdv\u00e1 ta zrada. Nakonec ze sl\u00edben\u00e9ho, kolik si p\u016fj\u010d\u00edte, tolik vr\u00e1t\u00edte\u2026b\u00fdv\u00e1 vr\u00e1t\u00edte t\u0159ikr\u00e1t tolik, proto\u017ee jste si nep\u0159e\u010detli, \u017ee pen\u00edze mus\u00edte vr\u00e1tit do 3 m\u011bs\u00edc\u016f, jinak m\u00e1te \u00farok nap\u0159\u00edklad 30%.Je nutn\u00e9, abyste v\u017edycky dob\u0159e uv\u00e1\u017eili, od koho si p\u016fj\u010dujete a kolik ve fin\u00e1le opravdu zaplat\u00edte. Po\u0159\u00e1dn\u011b si p\u0159e\u010d\u00edst ve\u0161ker\u00e9 pap\u00edry k\u00a0on\u00e9 smlouv\u011b s\u00a0\u010f\u00e1blem. A\u0165 u\u017e \u0159e\u0161\u00edte finance na cokoliv, ur\u010dit\u011b si nep\u016fj\u010dovat od t\u00e9m\u011b\u0159 nezn\u00e1m\u00fdch spole\u010dnost\u00ed. A pokud tomu nerozum\u00edte, rad\u011bji se pora\u010fte s\u00a0n\u011bjak\u00fdm finan\u010dn\u00edm poradcem.                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Po\u0159\u00edzen\u00ed nov\u00e9ho auta","item":"https:\/\/www.rabr.cz\/porizeni-noveho-auta\/#breadcrumbitem"}]}]